Top 10 Credit Cards Lists

A credit card is a financial tool issued by banks or financial institutions that allows users to borrow funds for purchases up to a certain limit. It offers a convenient way to make transactions without carrying cash and often comes with benefits like reward points, cashback, and travel perks. Users must repay the borrowed amount, either in full by the due date to avoid interest charges or over time with interest. Credit cards also help build credit history, which is crucial for securing loans and other financial products. However, irresponsible use can lead to high debt and negatively impact credit scores.