Select Home Warranty

Overview of Select Home Warranty

Select Home Warranty has quickly become a recognizable name in the home warranty industry. Established in 2012, this company offers a variety of plans designed to protect homeowners from unexpected repair costs associated with major home systems and appliances. The company’s mission is to provide peace of mind to homeowners by ensuring that essential systems remain operational without incurring exorbitant costs. With a focus on customer service, Select Home Warranty has garnered a solid reputation and a loyal customer base.

Plans Offered by Select Home Warranty

Select Home Warranty offers three primary plans: the Bronze Plan, the Silver Plan, and the Gold Plan. Each plan covers a different range of systems and appliances, allowing homeowners to choose coverage that best fits their needs. Below is a brief overview of each plan:

• Bronze Plan: This plan primarily covers major home appliances such as refrigerators, dishwashers, and washing machines.
• Silver Plan: In addition to the appliances covered in the Bronze Plan, the Silver Plan includes essential home systems such as plumbing and electrical systems.
• Gold Plan: The most comprehensive option, this plan covers both appliances and systems, ensuring complete peace of mind.

Homeowners can choose the plan that best suits their needs, making it customizable to individual requirements. Additionally, Select Home Warranty allows for optional add-ons for coverage of additional items, such as pools and spas.

Pricing Structure

When considering a home warranty, pricing is often a key factor. Select Home Warranty is competitively priced compared to other home warranty providers, making it accessible to a wide range of homeowners. The average monthly premium for their plans ranges from $36 to $50, depending on the selected coverage. Homeowners also pay a service call fee, typically ranging from $60 to $75, each time they request a repair.

Here's a simplified breakdown of the estimated costs:

Coverage Details

Understanding what is covered under each plan is crucial for homeowners looking to invest in a home warranty. Select Home Warranty’s coverage includes a variety of major appliances and systems. Here’s a closer look at what is typically included in each plan:

• Bronze Plan: Covers items like refrigerators, ovens, dishwashers, and microwaves.
• Silver Plan: Covers plumbing systems, electrical wiring, heating systems, and air conditioning units.
• Gold Plan: Combines both appliance and system coverage, plus additional options for extra systems like pools and spas.

It’s important to read the fine print, as there may be exclusions and limitations on coverage. For instance, pre-existing conditions or lack of maintenance might void coverage for certain appliances or systems.

Claim Process

The process of filing a claim with Select Home Warranty is designed to be straightforward and user-friendly. Homeowners can initiate a claim by calling the customer service line or using the online portal. Once a claim is filed, a service technician will be assigned to assess the issue and provide a solution. The response time is generally within 48 hours, which is favorable compared to industry standards.

After the initial assessment, if the issue is covered under the warranty, the service technician will proceed with repairs. Homeowners only need to pay the service call fee, streamlining the process and minimizing unexpected costs.

Customer Service and Support

Customer service is a pivotal factor in evaluating any home warranty provider. Select Home Warranty prides itself on its customer service, offering support via phone and online chat. They have also implemented a user-friendly online portal that allows customers to manage their accounts, file claims, and track service requests conveniently.

Customer reviews often highlight the responsiveness and professionalism of Select Home Warranty’s customer service team. However, like any service, experiences can vary, so it’s wise for potential customers to read reviews and feedback from current policyholders.

Pros and Cons

As with any warranty service, there are advantages and disadvantages to consider. Here’s a summary of the pros and cons of Select Home Warranty:

• Pros:
  • Competitive pricing with a variety of plan options.
  • Comprehensive coverage that includes both systems and appliances.
  • User-friendly claims process with quick response times.
  • Strong customer support and accessible online management tools.
• Cons:
  • Some limitations and exclusions in coverage.
  • The service call fee can add up if multiple claims are made in a year.
  • Response times may vary depending on location and contractor availability.

Conclusion

Select Home Warranty stands out as a reputable option for homeowners looking to safeguard their investments against unexpected repair costs. With a variety of plans, competitive pricing, and a commitment to customer service, it provides a comprehensive solution for home protection. Homeowners should carefully assess their coverage needs and consider the specifics of each plan to determine the best fit for their situation. Overall, Select Home Warranty can be a valuable investment for those seeking peace of mind in their home maintenance responsibilities.